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HRA Calculator

Estimate House Rent Allowance (HRA) tax exemption under Section 10(13A) — the minimum of actual HRA, rent minus 10% of salary, and 40%/50% metro rule.

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What is the HRA Calculator?

HRA Calculator is a free online tool that estimate House Rent Allowance (HRA) tax exemption under Section 10(13A) — the minimum of actual HRA.

An HRA (House Rent Allowance) calculator estimates how much of the HRA on your salary may be tax-exempt under Section 10(13A) of the Income-tax Act, using the classic three-limit Rule 2A style test: actual HRA received, rent paid minus 10% of salary (basic + DA), and 50% of salary in metro cities or 40% elsewhere.

Enter basic, dearness allowance, HRA received, and rent paid for the same monthly or yearly period, then choose metro or non-metro. The tool shows exempt HRA, taxable HRA, each of the three limits, and which limit is binding. All math runs in your browser on Mytulify — useful for planning, not tax filing or payroll advice.

Read the HRA Calculator guide

How to use the HRA calculator

  1. Choose monthly or yearly inputs so every amount uses the same period.
  2. Enter basic salary and dearness allowance that form salary for HRA purposes.
  3. Enter HRA received and actual rent paid, then select metro (50%) or non-metro (40%).
  4. Read exempt HRA, taxable HRA, the three statutory-style limits, and which limit binds your case.

The HRA Calculator is built for speed and privacy: estimate House Rent Allowance (HRA) tax exemption under Section 10(13A) — the minimum of actual HRA, rent minus 10% of salary, and 40%/50% metro rule. Typical use cases include everyday personal tasks, student assignments, freelance deliverables, and quick checks at work when you cannot install desktop software. Because files and text often stay in your browser, it is a practical choice on shared or locked-down computers.

Benefits of using this free browser tool include zero install, instant results, unlimited use on the Free plan, and compatibility with phones, tablets, and laptops. Bookmark this page to return anytime, and pair it with related tools in the same category when your workflow needs multiple steps.

Key facts about the HRA Calculator

FactDetail
ToolHRA Calculator
PriceFree to use on Mytulify
Signup requiredNo
ProcessingIn your browser (client-side)
Daily limit (Free)Unlimited

Frequently asked questions

What is an HRA calculator?

An HRA calculator estimates tax-exempt House Rent Allowance using basic + DA, HRA received, rent paid, and whether you live in a metro or non-metro city under the common three-limit exemption method.

How is HRA exemption calculated?

Exempt HRA is the minimum of: (1) actual HRA received, (2) rent paid minus 10% of salary (basic + DA), and (3) 50% of salary for metro cities or 40% for non-metro. Taxable HRA is HRA received minus the exempt amount.

Which cities count as metro for HRA?

The classic metro list used in many HRA illustrations is Delhi, Mumbai, Kolkata, and Chennai (50% rule). Other cities typically use the 40% rule. Confirm current classification with your employer or advisor.

Is this HRA calculator free?

Yes. Unlimited use in your browser on Mytulify — no signup and no salary data uploaded to a server.

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