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SWP Calculator

Estimate Systematic Withdrawal Plan results — total withdrawn, returns earned, and remaining corpus from monthly withdrawals.

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What is the SWP Calculator?

SWP Calculator is a free online tool that estimate Systematic Withdrawal Plan results — total withdrawn, returns earned, and remaining corpus from monthly withdrawals.

An SWP (Systematic Withdrawal Plan) calculator estimates how a mutual fund corpus can support fixed monthly withdrawals while the remaining balance continues to earn an assumed return. It shows total withdrawn, estimated returns during the period, and the final corpus.

Enter your starting investment, monthly withdrawal, expected annual return, and tenure. If withdrawals are too high, the tool shows when the corpus would run out. All math runs in your browser on Mytulify — useful for planning, not a substitute for scheme statements or advice.

Read the SWP Calculator guide

How to use the SWP calculator

  1. Enter your initial investment (corpus) and the monthly withdrawal amount.
  2. Set the expected annual return percentage you want to model.
  3. Choose the tenure in years.
  4. Read total withdrawn, estimated returns, final corpus, and whether the plan lasts the full period.

The SWP Calculator is built for speed and privacy: estimate Systematic Withdrawal Plan results — total withdrawn, returns earned, and remaining corpus from monthly withdrawals. Typical use cases include everyday personal tasks, student assignments, freelance deliverables, and quick checks at work when you cannot install desktop software. Because files and text often stay in your browser, it is a practical choice on shared or locked-down computers.

Benefits of using this free browser tool include zero install, instant results, unlimited use on the Free plan, and compatibility with phones, tablets, and laptops. Bookmark this page to return anytime, and pair it with related tools in the same category when your workflow needs multiple steps.

Key facts about the SWP Calculator

FactDetail
ToolSWP Calculator
PriceFree to use on Mytulify
Signup requiredNo
ProcessingIn your browser (client-side)
Daily limit (Free)Unlimited

Frequently asked questions

What is an SWP calculator?

An SWP calculator projects monthly withdrawals from a lump-sum mutual fund investment at an assumed return rate. It helps you see how long the corpus may last and what could remain at the end of the tenure.

How is SWP calculated?

Each month the remaining corpus grows at the monthly equivalent of your expected annual return, then the fixed withdrawal is deducted. Total withdrawn, estimated returns, and final balance are summed over the tenure.

How is SWP different from SIP?

A SIP invests a fixed amount every month into a fund. An SWP does the opposite: you start with a corpus and withdraw a fixed amount every month while the rest stays invested.

Is this SWP calculator free?

Yes. Unlimited use in your browser on Mytulify — no signup and no data uploaded to a server.

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