Calculators
XIRR Calculator
Calculate annualized XIRR from irregular dated cash flows — investments, SIPs with gaps, and redemptions — Excel-compatible planning math in your browser.
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What is the XIRR Calculator?
XIRR Calculator is a free online tool that calculate annualized XIRR from irregular dated cash flows — investments, SIPs with gaps, and redemptions —.
An XIRR calculator finds the annualized internal rate of return for cash flows that happen on different dates. Unlike CAGR (one start value, one end value) or a single ROI %, XIRR fits SIPs with missed months, lumpsum plus top-ups, partial redemptions, and a final market value into one comparable yearly rate.
Enter each date and amount using Excel’s sign convention (investments negative, money received positive), optionally set an initial guess, and read XIRR %, total outflows, inflows, and net profit. All math runs in your browser on Mytulify — useful for planning, not investment advice.
Read the XIRR Calculator guide
How to use the XIRR calculator
- Add each cash flow with its date. Use negative amounts for investments or money paid out.
- Use positive amounts for dividends, redemptions, or the ending market value of your holding.
- Optionally adjust the initial guess (%) if the solver needs a better starting point.
- Read XIRR, total invested, total received, net profit, and the cash-flow span in years.
The XIRR Calculator is built for speed and privacy: calculate annualized XIRR from irregular dated cash flows — investments, SIPs with gaps, and redemptions — Excel-compatible planning math in your browser. Typical use cases include everyday personal tasks, student assignments, freelance deliverables, and quick checks at work when you cannot install desktop software. Because files and text often stay in your browser, it is a practical choice on shared or locked-down computers.
Benefits of using this free browser tool include zero install, instant results, unlimited use on the Free plan, and compatibility with phones, tablets, and laptops. Bookmark this page to return anytime, and pair it with related tools in the same category when your workflow needs multiple steps.
Key facts about the XIRR Calculator
| Fact | Detail |
|---|---|
| Tool | XIRR Calculator |
| Price | Free to use on Mytulify |
| Signup required | No |
| Processing | In your browser (client-side) |
| Daily limit (Free) | Unlimited |
Frequently asked questions
What is an XIRR calculator?
An XIRR calculator solves for the annualized rate that makes the net present value of dated cash flows equal zero. It is the standard way to measure return when money moves in and out on irregular dates.
How is XIRR different from CAGR?
CAGR needs one beginning value, one ending value, and a fixed number of years. XIRR accepts many dated amounts (deposits, withdrawals, final value) and still returns a single annualized rate — better for real SIP and portfolio histories.
Should investments be negative?
Yes in the Excel-compatible convention used here: money you invest or pay out is negative; money you receive (including ending value) is positive. You need at least one negative and one positive flow.
Is this XIRR calculator free?
Yes. Unlimited use in your browser on Mytulify — no signup and no data uploaded to a server.
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